Ramp combines corporate cards, automated expense management, bill payments, and AI-powered insights to help companies reduce spending and close books faster.
Each app below addresses a specific gap in Ramp's offering. We picked them based on real user review patterns and feature differentiation.
Brex offers a rewards-focused corporate card with business banking, travel booking, and expense management, competing directly with Ramp for startup and mid-market customers.
Explore Brex data →BILL's Divvy platform provides real-time spend controls on physical and virtual cards with simplified expense management, at competitive pricing for SMBs.
Explore BILL (Divvy) data →Expensify specializes in expense report automation with SmartScan receipt capture, working alongside any corporate card rather than replacing it.
Explore Expensify data →Airbase targets mid-market companies with corporate cards, approval workflows, AP automation, and deep accounting integrations like NetSuite and Sage.
Explore Airbase data →Mercury provides business banking with a charge card, offering a simpler alternative for startups that want banking and cards in one place without Ramp's full spend management platform.
Explore Mercury data →Spendesk provides corporate cards, invoice management, and expense claims for European businesses, with strong multi-currency support and VAT management.
Explore Spendesk data →Ramp is built around a contrarian premise: instead of maximizing rewards, it uses AI to help companies spend less. Its average customer saves 5% of their annual spend.
Ramp offers 1.5% cashback on all purchases, but its primary value proposition is saving companies money through spend analytics and vendor negotiation insights, not rewards.
Ramp automates receipt collection, transaction categorization, and accounting sync with tools like QuickBooks, Xero, and NetSuite, reducing month-end close from days to hours.
Ramp's core corporate card and expense management platform is free. Ramp Plus with advanced features is $15/user/month, and Ramp Enterprise has custom pricing.
App Vulture uses app store performance data — ratings, review trends, and update history — to identify the most actively maintained expense management and corporate card apps.
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